PipSavings · Privacy Policy · Terms of Use

Terms of Use for PipSavings

Last updated: 27 September 2026

PipSavings (“Pip”) is a personal bookkeeping app for Android. By using Pip you agree to these terms. Contact: zichienyang@gmail.com.

Pip stores records on your device. It is not financial advice and not tax advice. It does not file with LHDN, connect to your bank, or make trades. The Tax screen is only a Malaysian personal-relief tracker for your records. You are responsible for what you record and file.

Crash diagnostics is on by default until you turn it off. Optional scans, Drive backup, live prices, and Ask Pip are described in the Privacy Policy.

Ask Pip

Ask Pip is optional and uses an API key you provide. You must be allowed to use that key, meet your selected provider's age and eligibility rules, and follow the provider's and model's terms. You are responsible for keeping the key secure and for any provider fees, quotas, or limits. Provider availability and data handling are controlled by the provider, not Pip.

Subscriptions

Pip Pro is an auto-renewing Google Play subscription. A subscription is not required to use the app.

• You are charged through your Google account at the price and period shown on the paywall.
• If a free trial applies, you are charged when it ends unless you cancel first.
• It renews automatically unless you cancel at least 24 hours before the period ends.
• Cancel in Settings → About → Manage subscription (Google Play or RevenueCat).
• Restore purchases on the paywall or in Settings if you reinstall on the same Google account.
• A promo code unlocks Pro on that install only. It is not a Play subscription and does not move to a new phone automatically.

Do not abuse the scan service, share promo codes publicly, or bypass quota or subscription checks.

“As is”

Pip is provided as is. Totals, rates, scan results, Ask Pip results, and tax tags may be wrong. Review any prefilled record before saving it. To the fullest extent permitted by law we are not liable for loss of data, missed tax claims, or other damages. If that limit is unenforceable, our liability is the amount you paid for Pip Pro in the prior 12 months, or RM50, whichever is greater.

You must be 13 or older. These terms are governed by the laws of Malaysia.

We may update these terms. The date at the top will change.